Planning to retire does not necessarily mean receiving a lifetime pension. If you will live on savings or other income, review other options or ask for guidance. Review my options
For someone who receives a monthly pension for life.
What we review
A lifetime monthly pension of at least B/.1,000. The B/.750 alternative requires personally owned property worth more than B/.100,000. The team will review the pension amount and supporting documents; retirement or savings alone do not meet this requirement.
The applicant’s personal records and background check.
For someone planning to invest capital in Panama as the basis for residency.
What we review
The investment route determines the capital required: B/.300,000 for a new first-sale property and B/.500,000 for resale property or a fixed-term deposit at a state bank. Review the applicable route with the team before investing.
Source of funds and evidence tracing the transaction.
Conditions and required holding period for the investment.
Check whether your nationality and economic activity fit this program.
What we review
Nationality covered by the applicable scheme.
Employment with a Panamanian company or an eligible investment: confirm the applicable route; remote work for a foreign employer or retirement alone does not establish the local link.
Permit stages and documents for the applicant and family.
For someone planning to support a residency application with their own capital.
What we review
Property, a fixed-term deposit or both, totaling at least B/.300,000 from abroad. The team will review the additional capital required when dependants are included.
For someone who depends on a family member with permanent residency in Panama.
What we review
The sponsoring resident’s immigration status.
Spouse, minor child, adult student child or dependent parent: evidence differs by relationship; for adult children confirm age, regular studies and economic dependency.
Financial responsibility and each family member’s documents.
For someone considering a residency route linked to investment in a forestry project.
What we review
Forestry project and investment records.
Ownership and certifications relevant to the project.
Minimum capital and permit stages depend on the forestry route. Before choosing a plan, the team must confirm the eligible project, amount and current requirements; service fees do not include the investment.
